Woman in black jacket is busy in preparing pot plantation. — Pexels

New CU Boulder research published in the journal Lancet Planetary Health reveals that adding gardening to our lists of goals for 2023 could have a significant effect.

The first-ever randomised, controlled trial of community gardening, funded by the American Cancer Society, revealed that individuals who started gardening ate more fibre and received more exercise — two recognised strategies to lower the risk of cancer and chronic diseases. They also noticed a notable decline in their stress and anxiety levels.<…….

RIDGEFIELD, CT — It’s cold, and the ground is frozen, but that doesn’t excuse Ridgefield homeowners from performing some important garden maintenance this month, according to one local expert.

Lisa Chuma, a member of The Ridgefield Garden Club, says gardeners should take the month of January to reflect upon Gardens Past and act accordingly.

“Just think about what worked, what you liked, what you didn’t like, or what you saw in someone else’s garden that you liked, and plan to make changes to your own garden,” Chuma said.

Once you have a firm vision of your spring and su…….

When starting a business, it’s sometimes hard to know what to prioritize, and going at it alone can be overwhelming. But there are strategies you can use to avoid common pitfalls.

My mission is to teach people how to earn money from their passions. It’s what I did: I went from living on food stamps to building two online businesses.

Today, I run a music blog, The Recording Revolution, and a entrepreneurship coaching company. I work just five hours a week from my home office and make $160,000 a month in passive income.

Here’s what I tell my 3,000 clients to think about in …….

Source: Getty Images

Written by Andrew Walker at The Motley Fool Canada

Suncor (TSX:SU) and TD Bank (TSX:TD) are top TSX dividend stocks to consider in 2023 for passive income. Both stocks are now down considerably from their 12-month highs, and investors are wondering if one might be good to buy today for an income portfolio.


Suncor trades near $40 per share at the time of writing compared to $53 last June. The pullback has occurred amid a plunge in oil prices from the 2022 highs. West Texas Intermediate oil currently trades near US$74 per barrel compared t…….

Money / Financial Planning


Every season offers the opportunity to make passive income, even the winter months. While it may seem as though it’s too cold to go out and work a side gig, there are plenty of opportunities to make passive income. These extra earnings can be put toward wh…….

Illustration: Trent Joaquin/Axios

The hot new thing in the moribund housing market is called a mortgage buydown — it’s one of the concessions home sellers are increasingly offering buyers to seal a deal.

Why it matters: Though they’ve been around a while, buydowns seem a tailor-made solution for the current real estate market’s biggest problem: High mortgage rates hovering around 6% have turned off buyers.

How it works: Sellers, homebuilders or even lenders pay cash to lower the buyer’s mortgage rate by typically one to three points.

Where does that cash go? It sits…….

Mortgage rates are still twice what they were a year ago, but home prices have been falling since June, and that’s finally making consumers feel better about what had been an overheated, highly competitive housing market.

A monthly housing sentiment index from Fannie Mae showed sentiment improving from November to December. The index is still lower than it was a year ago and just slightly off its record low set in October and November.

The share of respondents saying now is a good time to buy a home was still low, at just 21%, but it was up from 16% in October. The share saying …….

Here are the most important news items that investors need to start their trading day:

1. Second day of gains?

Traders work on the floor of the New York Stock Exchange during morning trading on January 04, 2023 in New York City. 

Michael M. Santiago | Getty Images

Stock futures rose Monday morning, looking to building on Friday’s gains — which marked the first real rally of 2023. On Friday the Dow surged 700 points, more than 2%. The S&P 500 added 2.28% and the Nasdaq Composite advanced 2.56%. Investors are hopeful the Federal Re…….

U.S. stocks closed mixed on Monday after failing to sustain momentum from the first big rally of the year last week.

Technology led the way higher, with the Nasdaq Composite (^IXIC) rising 0.6%, an outlier in the session, though far below the climb of more than 2% that the index saw earlier into trading. The S&P 500 (^GSPC) and Dow Jones Industrial Average (^DJI) each turned lower into the close, falling 0.1% and 0.3%, respectively, after paring the day’s gains.

The U.S. dollar continued its slump, while the price of oil rallied to start the week over optimism around demand …….

Financial authorities in Germany are raising the alarm amid the rapid spread of a new financial malware affecting banking and cryptocurrency applications.

Germany’s Federal Financial Supervisory Authority (BaFin) released an official statement on Jan. 9, warning consumers of “Godfather,” a malware collecting user data in banking and crypto apps.

BaFin emphasized that the new virus is targeting about 400 banking and crypto apps, including those operating in Germany. The Godfather malware attacks users by displaying fake websites of regular banking and crypto apps, stealing …….